Federal Benefits Consultants
— Serving Federal Government for over 20 years —

233 Julia Avenue, Mill Valley, CA 94941
Tel 415.381.8299 Fax 415.381.0551
info@carole-ellison.com

Workshop for General Employees

Pre-Retirement Planning is designed for employees within 10 years of retirement eligibility. This workshop focuses on topics that will lead to a successful retirement.

This workshop is available in a 1, 2 or 3-day format. We recommend doing CSRS and FERS classes separately.

Pre-Retirement Planning Workshop
1 day - brief overview only
¨ Introduction to retirement ¨ Eligibility and computation of annuity ¨ Creditable civilian and military service ¨ Offset employee information ¨ Sick leave credit (CSRS) ¨ Deposit, redeposit for civilian service ¨ Military Service Deposit	¨ Survivor benefits ¨ Disability retirement ¨ Cost of living adjustments ¨ Voluntary contributions (CSRS) ¨ Taxation of annuities ¨ Post-retirement health and life insurance options ¨ Thrift Savings Plan ¨ Social Security and Medicare

Pre-Retirement Planning Workshop
2 days - An expanded version of the 1-Day Workshop, plus:
¨ Introduction to retirement ¨ Eligibility and computation of annuity ¨ Creditable civilian and military service ¨ Offset employee information ¨ Sick leave credit (CSRS) ¨ Deposit, redeposit for civilian service ¨ Military Service Deposit ¨ Survivor benefits ¨ Disability retirement	¨ Cost of living adjustments ¨ Voluntary contributions (CSRS) ¨ Taxation of annuities ¨ Post-retirement health and life insurance options ¨ Thrift Savings Plan ¨ Social Security and Medicare *plus:* ¨ Career planning ¨ Financial planning ¨ Estate planning

Pre-Retirement Planning Workshop
3 days - An expanded version of the 2-Day Workshop, plus:
¨ Introduction to retirement ¨ Eligibility and computation of annuity ¨ Creditable civilian and military service ¨ Offset employee information ¨ Sick leave credit (CSRS) ¨ Deposit, redeposit for civilian service ¨ Military Service Deposit ¨ Survivor benefits ¨ Disability retirement ¨ Cost of living adjustments	¨ Voluntary contributions (CSRS) ¨ Taxation of annuities ¨ Post-retirement health and life insurance options ¨ Thrift Savings Plan ¨ Social Security and Medicare ¨ Career planning ¨ Financial planning ¨ Estate planning plus: ¨ Health planning ¨ Time planning ¨ Life planning

For More Information Contact:

Carole Ellison & Associates
E-mail info@carole-ellison.com

© Carole Ellison 2003